December 15th, 2015 by Andy Goldner
Many car accident victims have a hard time deciding whether they should secure a car injury attorney. If you find yourself in that situation, you may be asking yourself if you really need to find a lawyer to help you out. Maybe your car wasn’t completely totaled. Perhaps you were the victim of a hit-and-run accident. Or perhaps your injuries are not be catastrophic in nature – are you really hurt enough to benefit from a car injury attorney?
What to Know about the Initial Claims Process
Chances are that you will file your own initial claim with an insurance company. But how can you determine which insurance company should pay?
- If you are at fault for the accident, you will file a claim with your own insurance company.
- If you are not at fault, you will file a claim against the other party’s company.
- If you happen to live in a no-fault state or you were the victim of a hit-and-run accident, you will file a claim with your own company.
Most times, whichever insurance company you file a claim with, their initial offer will not be enough to cover all of your expenses. If you find yourself in this situation, be sure to have all receipts and documents on hand so that you can push back and press the insurance company for more compensation.
You will need to have documentation that illustrates:
- The extent of your injuries
- The amount of time you have missed from work
- Your total medical bills
- Your vehicle’s repair or replacement costs
You may also have to be prepared to demonstrate the extent of your pain and suffering during the recovery process. These so-called “non-economic” damages can be difficult to prove, but you deserve to be compensated for your pain and suffering during this difficult time.
When to Hire a Car Injury Attorney
If your efforts to obtain more compensation from the insurance company prove fruitless, it’s time to call a car injury attorney. At this point, it may be time to take the insurance company to court and ask a judge to determine the appropriate amount of compensation. A lawyer with experience in this field of the law will have better resources and knowledge to get you the monetary amount you deserve.
It doesn’t matter whether your injuries are somewhat minor or catastrophic; if you are injured in a car accident, you deserve to have your bills taken care of. What starts out as a minor case of whiplash can escalate over time into a far more serious condition. When you miss work because of injury, you don’t get paid. Your medical bills may not be completely covered by your health insurance company. Why should you have to pay thousands of dollars when someone else was at fault for the injury in the first place?
Click to learn more about what a car injury attorney can do for you by contacting the Law Offices of Andrew Goldner online.